Objective-Acceptance of loan by placing the yield of farmers on stringing.
Scheme Format and Vertical- This arrangement has been made so that the prices of agricultural produce in the market are decreased. If the agronomer is interested in it, he can avail a loan on the credit of banks of its agricultural production. When opening a good sense, he can sell the mal and earn more value of his yield. Prevents the exploitation of middlemen. The scope of the scheme is the entire Madhya Pradesh.
Scheme Implementation Process- Loan will be made available by the Cooperative Bank on the stringing of receipts of land houses of the farmers, thereby helping the farmers to meet their immediate requirements. At the closest place, by placing agricultural yields in the Bhandar Home/Rural warehouses and receiving receipts, the nearest cooperative bank’s branch will also avail the loan by submitting the application form through the cooperative committee.
English Beneficiary- A farmer member is required to be a member of the committee.
Vehicle Loan Scheme
Objective-Developing facilities of transport in rural areas.
Scheme Format and Vertical- Loans up to Rs 10.00 lakh are provided to individual and business stakeholders to purchase a vehicle. The scope of the scheme is the entire Madhya Pradesh.
Scheme Implementation Process- The scheme is implemented through all District Cooperative Central Banks in the state.
Interests Selection Process- The loan is provided for the beneficiary to be Rs 10.00 lakh on a margin of 25 to 40 per cent for purchasing a vehicle.
Loans on ornaments
Objective-To provide loans to underprivileged members to meet contingency requirements at low interest rates.
Scheme Format and Vertical- This scheme is being run in rural areas to meet contingency requirements at low interest rates on the stringing of gold and silver jewellery. The entire Madhya Pradesh scheme has a scope.
Scheme Implementation- The applicant has to give details of jewellery and utensils to be laid down on the form prescribed by the Bank that the jewellery or utensils are not kept to anyone else and is in his own righteousness. Such jewellery and utensils are checked/assesmented by the Bank.
Interests Selection Process- The applicant has to become a member of the Bank. Loan up to 70 per cent of the market value of jewellery/conditions based on the evaluation report. This loan will be made available to a maximum of Rs. 5000. Normally such loans are sanctioned for a period of 12 months.
Crop Insurance
Objective-To compensate for the crop loss of all borrowers of selected areas and selected crops.
Scheme Format and Vertical- The scheme has been made mandatory for borrowers from 1985-86 years. Small and marginal members have to pay a sum of 90 percent. The balance is given as grant by the Central and State Government. Selected areas of Madhya Pradesh and selected crops are insured.
Scheme Implementation Process- The Scheme is applicable through Central Cooperative Banks.
Loan Distribution Facility of District Cooperative Agriculture and Rural Development Bank
Objective-Loan for planting biogas plant, sprinkler, buy thresher, poultry, sheep, goats.
Scheme Format and Workplace – All 45 district cooperative agriculture and rural development bank of the state under Madhya Pradesh State Cooperative Agriculture and Rural Development Bank and its total of 450 branches are being implemented.
Farmer Letter
(Farmer Credit Card Scheme)
Objective-To provide loans to farmers in a simple manner with credit limit sanctioned by cooperatives.
Scheme Format and Vertical- Maximum credit limit is to be set up by cooperative institutions to its agricultural members. This range is set differently in the vein and object form. Agronomial Letter is issued to members in the sanctioned loan limit on behalf of the institution. Credit limit is used as required by the member on the basis of the letter issued.
English Beneficiary- Agronomists, who receive members of the cooperative credit committee and exchange loans for agricultural works. They are given to the Credit District Cooperative Central Bank and Agriculture Sakha Cooperative Society for Agricultural Works.
Scheme Implementation Process- (a) The ‘A’ portion of the Letter of Credit i.e. the cash loan limit can be used through the cheque at the time of requirement in the period sanctioned by the Member. i. This means the withdrawal has been made as credit limit.
(b) The permit of the adjoining limit is issued to the members by the committee under the use of the ‘b’ portion of the letter i.e. the object loan. Object loan is made available to the member depending on the permit.
(c) The ‘A’ portion of the Letter of Credit i.e. cash loan is required to be paid before 15th of March in the event of the Kharif region and in the event of the Rabi area. The letter’s ‘B’ portion i.e. the object loan is to be paid inevitably before 15th June.
(a) Letter of Credit is renewed annually. The renewal is made in the event that the outstanding amount of ‘A’ and ‘B’ portion is paid by the member in the prescribed time frame. Cheque books are issued to the member under the scheme. The member can withdraw as required by the letter of credit through the cheque.
(a) The member is also issued a pass book with a book to treat the hairstyle credit limit, which leads to all entries.
Contact – Related Cooperatives Committee.
Packs/Lamps to SC/ST members
Grants to Buy/Subscribe
Objective and Format of the SchemeAs a result of financially weakening of the SC/ST category, a portion of the packs/lamps is not able to buy and become a member of the Scheduled Caste with a value of Rs 45 and a member of the Scheduled Tribe is provided as grant from the value of Rs 200.
Workplace and eligible interest- Scheduled Castes of the entire state, people of the tribe.
Interests Selection Process- The proposals are presented before the District Planning Committee on behalf of the institutions. The amount is provided to the institutions through the concerned Cooperative Bank after acceptance. The interest of the above-mentioned class is made a member of the institution.
Scheme Procedure of Implementation- In order to establish a Member of Scheduled Caste/Janjati contact with the institution and present a simple prayer letter to the institution that he wants to become a Member of the institution, to express desire.
The competent authority for acceptance is the sub/Assistant registrar of the district.
Contact– The committee of the packs/lamps. The Chairman of the servant and the institution.
District Primary Cooperative Agriculture and Rural Development Banks
Interest-free loan to be part-buying/member
Objective and Format of the SchemeThe scheme provides interest-free loans to members of SC/ST to be member of the District Primary Cooperative Agriculture and Rural District Development Banks and every member to buy a portion of Rs 500 or up to five percent of loan receipt.
Workplace– The scope of the scheme is the entire Madhya Pradesh.
English Beneficiary- Scheduled Castes and Tribes of the State.
Contact– District Primary Land Development Bank.
Buying/Being Part of Primary Marketing Committees
Grants to SC/ST members
Objective and Format of the Schemeइस योजना में प्राथमिक विपणन समितियों के अंश खरीदने/सदस्य बनने के लिये प्रत्येक अनुसूचित जाति/जनजाति के सदस्य को 100 रुपये के मान से अनुदान के रूप में सहायता उपलब्ध करवायी जाती है।
Workplace– The scope of the scheme is the entire Madhya Pradesh.
English हितग्राही – संपूर्ण राज्य के अनुसूचित जाति/जनजाति के व्यक्ति।
Contact– प्रबंधक, प्राथमिक विपणन सहकारी समिति।
Packs/Lamps to SC/ST members
के माध्यम से उपभोग/सामाजिक उपभोग ऋण
Objective and Format of the Schemeअनुसूचित जाति/जनजाति के सदस्यों को शोषण से बचाने के लिए यह व्यवस्था की गई है कि सामाजिक कार्यक्रमों को संपन्न करने के लिये ऐसे वर्ग के सदस्य को 500 रुपये की सीमा तक उपभोग ऋण उपलब्ध कराया जाता है।
Workplace– The entire Madhya Pradesh scheme is functioning.
English Beneficiary- अनुसूचित जाति/जनजाति का सदस्य, जिस पैक्स/लैम्पस का सदस्य है, वह अपनी संस्था को आवेदन कर संस्था की ओर से राशि प्राप्त कर सकता है। इस राशि को स्वीकृत करने का अधिकार संस्था का है।
अनुसूचित जाति/जनजाति के सदस्यों के अल्पावधि ऋणों पर
मूल से ज्यादा देय ब्याज हेतु अनुदान (दामदुपट योजना)
Objective and Format of the Schemeअनुसूचित जाति/जनजाति वर्ग के कृषकों द्वारा 10 वर्ष से अनाधिक अवधि के ऋणों पर मूल से ज्यादा ब्याज की वसूली न करना।
Workplace– The entire Madhya Pradesh scheme is functioning.
Interests Selection Process- अनुसूचित जाति/जनजाति वर्ग के कृषकों के 10 वर्ष से अनधिक अवधि के ऋण की देय राशि जिसमें मूल से ज्यादा ब्याज हो गया हो, इस योजना अंतर्गत चयनित किये जाते हैं।
Scheme Implementation Process- ऋणी सदस्य की बकाया मूल से ज्यादा ब्याज की राशि के अन्तर की प्रतिपूर्ति संस्था को शासन द्वारा की जाती है।
