So, crop beme has been introduced to reduce the loss of farmers from crop damage and reduce the risk of farmers in farming. But it is now being seen that farmers are getting lesser profits and more profits. Let’s know how?
Prime Minister's Crop Insurance Scheme has been renamed as National Agricultural Insurance Scheme | The Union Government for Beams has been given Rs. 9000 crore in the Union Budget 2016 at Rs. 7000 crore in 2017 and Rs. 13000 crore in 2018, but this budget is making the farmers more benefit from reducing and insuring companies. |
In the name of Prime Minister's Crop Insurance, the insurance company has been luring farmers in such a way that the farmers are not going to know, and the companies are benefiting a lot, then today's agriculture assistants learn how the insurance company is robbing farmers. |
When the farmers have agricultural loans from the bank, you give 2% of the farmer’s debt purchase and 1.5% of the Rabi insurance company. | It is worth mentioning that the insurance company on all types of agricultural loans is required to pay insurance premiums or not, the insurance policy is not mentioned in the Pradhan Mantri Agro Insurance Scheme. | Because Prime Minister's insurance plan is clearly written in the field of which crop is being sown If you don’t have to pay premium if the crop is not in accordance with the insurance crop The Company will return insurance to the farmer if you have taken the premium company |
This is how your farm does not come to the irrigation area | And you have sowed the paddy harvest in that farm, then you will not have insurance | In this way, if your farm falls into the undenatured area, you have sowed the mung crop in that farm, you won’t have insurance. | In order to sow the crop, the farmer has taken the loan from the credit card (KCC) then the bank for the Kharif crop is cut to the insurance company by cutting 2%. | But the company does not return that money | You are also not compensated for losses when you crop losses due to natural reasons. | It’s not a matter of farmers and the back and insurance company doesn’t tell about it. |
In the year 2017 – 18, the insurance company has a premium of 452 crore from 42 lakh farmers in Madhya Pradesh and is not ready to tell how many farmers have paid as per the premium. | The company says that depositing premiums from the farmer does not mean that the farmer will be compensated for losses as the farmer’s premium is then chopped but has not been insured. | About 10 lakh farmers in the state are not insured even after the premium in the state as per an account | It is 25% of the assured farmer | While the premium of Rs. 1000 is deducted from each farmer to the insurance company | The Rashi is added to Rs 100 crore. | That’s what the company said
Agriculture Insurance Company (AIC) has covered 20 lakh farmers in 31 districts of Madhya Pradesh and covers ICICI Lombard, HDFC Agro Insurance in 20 districts |
Farmers don’t know how much and who are in the state – which insurance company is reducing | Agriculture Assistant is telling you the names of these companies | Agriculture Insurance Company (AIC), ICICI Lombard, HDFC Agro operates in 51 districts of Madhya Pradesh |
Government of Madhya Pradesh has implemented Rs. 2,000 crore for year 2018 – 19 Agricultural Insurance | This meant that agriculture insurance in the year 2018 – 19 will be 6,000 crore in Madhya Pradesh | Because agricultural insurance is broken into 3 parts | Part 33% of farmers, 33.33% of State Government and 33.33% of Central Government will be the premium | When the State Government premium is Rs. 2,000 crore for 2018 – 19, a premium of Rs. 2,000 crore will be taken from the Central Government and the farmer. |
This does not mean that the farmers who are insured as per the insurance rule get the insurance policy. | Last year, in response to a written question on 18th July 2017, Minister of State for Agriculture Welfare Shri Manmom Rupala said that the Prime Minister Agriculture Insurance Scheme has been brought to the insurance company only to benefit the insurance company. |
Both the farmers and the government (Central and State Government) for Kharif and Rabi harvest of the year 2016 – 17, the insurance company was given a premium of 20,374 crore. | The farmer claimed 5650.37 crore in front of the company when the farmers had a loss of crop but the insurance company paid only 65% of the claim rush which is Rs 3656.45 crore. | This makes the insurance company a net profit of Rs 16,717.55 crore | In case the company also pays the claim amount (Rs 5650.37 crore) by the farmer, the insurance company has the benefit of Rs 14,723.63 crore. |
Minister of State for Agriculture and Well-Being, Manoam Rupala informed that the premium of 15685.73 crore was given in the country for the Kharif Crop – 2016 season | Rs. 2705.3 crore farmers in India | Farmers claim Rs 5621.11 crore when crop loss has occurred | But the insurance company paid Rs.3634 crore of 53.94 lakh farmers only | Which benefited as on 23.71% of the insured farmer | This benefitted from 12,051.73 crore to the insurance company | If the insurance company also pays the rush claimed by the farmers, the BUY INSURANCE company has a net profit of 10,064.62 crore |
Even if it is talked about Madhya Pradesh in this season, there is a huge scam in the name of agriculture insurance. | Union Minister for Agriculture and Farmers Welfare informed that the premium of 2836.3 crore for the year 2016 Kharif crop was filled | The premium of Rs 402.9 crore was filled by the farmers. | When farmers lost crop, farmers claimed Rs 637 crore | But the agriculture insurance company paid Rs. 51.52 crore only to 114953 farmers which was 1.82% of the claim rushee | This rashi average farmer is Rs 4482 | This makes agriculture insurance company a net profit of 2,784.78 crore | Even if the Agricultural Insurance Company pays the claim amount by the farmers, the Insurance Co.
The Prime Minister’s Agriculture Insurance Scheme is going to play to profit the insurance company in the name of the farmers but not only to the farmers. | The farmer who is claiming does not mean that all farmers are claiming losses as crop loss has occurred | Many farmers don’t know if they’ve got insurance from KCC. | This is the farmer who has been serving |
All farmers have to be aware of to avoid this game As well as complete details of crop beme will be reduced to all farmers to improve the process of crop beme Otherwise, the crops that are insured would likewise plunder the farmers and the farmers would not know it. |
