According to an answer received under the Right to Information Act, insurance companies across the country earned Rs 15,795 crore as a benefit from Prime Minister Fasal Insurance Scheme (PMFBY) in two years.
While the income continues to wait for farmers for growth, the benefits of insurance companies in just one year of the introduction of PMFBY has increased by two times.
Insurance companies earned a profit of Rs 9,335.62 crore in 2017-18 A strong growth of 44.52% compared to profits worth Rs 6,45 9.64 crore in the country.
The information received from the Union Ministry of Agriculture by the RTI worker PP Kapur showed that 11 insurance companies including Government owned Agricultural Insurance Company (AIC) earned a total of Rs 15,795.26 crore in the first two years of PMFBY. The response to RTI showed that insurance companies got a gross premium of Rs 22,362.11 crore and an insurance claim of Rs 15,902.47 crore to 3,01,26,403 farmers in 2016-17.
Similarly, these firms distributed claims worth Rs 15,710.25 crore against a premium of Rs 25,045.87 crore to 1,26,01,048 farmers. In response to RTI, however, the approved insurance claims worth Rs 512 crore are yet to be paid, while the majority of the claims of the Rabi crop is not estimated/approved.
कपूर, जिन्होंने आंकड़ों का विश्लेषण किया, ने कहा कि बीमा कंपनियों ने 2016-17 में प्रति माह 530.30 करोड़ रुपये की कमाई की, जो अगले वर्ष लगभग 778 करोड़ रुपये प्रति माह हो गई। कपूर ने आश्चर्य व्यक्त किया कि बीमाकृत किसानों की संख्या घट गई है, जबकि बीमा कंपनियों के मुनाफे में काफी वृद्धि हुई है। सार्वजनिक क्षेत्र की फर्म एआईसी ने 2016-17 में 2,610.60 करोड़ रुपये कमाए, जो अगले वर्ष 528 करोड़ रुपये था। उत्सुकता से, 2016-17 में 21 राज्यों में 2,46,83,612 किसानों को बीमा करने वाले एआईसी ने लगभग एक करोड़ किसानों को खो दिया क्योंकि यह अगले वर्ष केवल 1.5 करोड़ बीमाकृत था। कपूर ने आरोप लगाया कि सार्वजनिक क्षेत्र की गिरावट संख्या ने निजी बीमा कंपनियों के बढ़ते संघर्ष को इंगित किया है।
Statistics indicate that the number of insured farmers decreased in the second year as 5,72,17,159 farmers were insured against 4,87,70,515 farmers in 2017-18 in 2016-17. Fall of 84,46,644 farmers. An agricultural expert Devendra Sharma said that it is an excellent plan to earn profit for insurance companies. "There are new qualifications that need to make no financial investments and make heavy profits. ""
BKU leader Gurnam Charoni accused that this "error policy" has been deliberately prepared so that insurance companies can make profits at the expense of farmers. "The sum assured has not been found to the farmers being calibrated to the beneficiary. Since most of them are vulnerable farmers, a farmer gets funds for insurance cover against money by banks. ""
About Crop Insurance Scheme
Pradhan Mantri Fasal Insurance Scheme is a government-sponsored crop insurance scheme which aims to provide insurance coverage and financial assistance to farmers in case of notified crop failure as a result of natural disasters, pests and diseases.
