Ayushman India claims to be the world’s largest government healthcare insurance scheme
- On 1st February 2018, the Finance Minister had launched the Ayushman Bharat Scheme for the first time in the budget
- On 21st March 2018 the Cabinet had approved the Ayushman Bharat Yojana
- Indu Bhushan was appointed as CEO of the Scheme on 27th March 2018
- On 14th April 2018, Modi launched the first Wellness Centre in Bijapur
New Delhi. Prime Minister Narendra Modi Neighbour Independence Day Planned to launch the Ayushman Bharat-National Health Protection Scheme (AB-NHPS) on the spot. On September 25, it will be launched on Dindayal Upadhyay Jayanti. Under this, around 10 crore poor families will be given Rs. 5 lakh annually health insurance. The middle class will also benefit later. Earlier, Modi had started from the Bijapur district of Chhattisgarh in April on the spot of the 127th birth anniversary of Bhimrao Ambedkar. Under this, he first inaugurated the Health and Wellness Centre. The Modi government has allocated Rs 10 thousand crore for this ambitious scheme. It is being described as the world’s largest government healthcare insurance program. The scheme is also named as Modi Care.
Cleanliness will be prepared: Modi said, ‘ The next year is 150th year of the birth anniversary of Mahatma Gandhi. Gandhiji had prepared Satyagrahi. We will prepare the hygienic. It is true that sanitation has saved the lives of three lakh people, but how much a happy family is not, why it is not poor, once the illness comes home, the whole family becomes sick. The Government of India has decided to launch Prime Minister Jan Arogya Abhiyan to facilitate the poor from the poor of the country for free. This is under the Ayushman Bharat Yojana. English
Medium class will also benefit later:"10 crore families will get benefit at the beginning," Modi said. But later high middle class and middle class will also benefit. We are offering five lakhs yearly treatment expenses. The role of technology is important, so it is not a matter of convenience to any person. Testing begins. The plan is trying to make fullproof. This campaign will be started on the birth anniversary of Pandit Dindayal Upadhyay on September 25. The poor person in the country will not suffer from the crisis of the disease. His family will not be devastated. Opportunity for the youth will open. The hospital will open. Get employment. English
No poor heritage wants to give poverty: Modi said, "No poor people want to live or die in poverty. No poor wants to give their children a legacy poverty. It is the measure that the poor are empowered to come out of poverty. We strive to strengthen the poor. An institution report stated that five crore poor, poverty line came out in the last two years. Ayushman Bharat Yojana will empower the poor. English
50 crore people will be covered
1) Under this scheme, 50 crore people will be covered. The scheme will include vulnerable families living in the poor, countryside.
2) There is no stop on the number of family members to be included.
3) The families will be selected on an economic basis.
4) Government and selected private hospital will facilitate treatment.
5) Ayushman Bharat Yojana will be fully cashless.
6) Age obligation for insurance cover is not.
7) The premium will be paid to the Centre and State Government.
8) The Central Government shall charge 60%, the State Government 40%.
9) 1.5 lakh health centres will be created in the country. For this Rs 1200 crore has been given.
10) Transportation allowances will also be given for hospitalization every time. This payment will be made directly in the account of the beneficiary.
The scheme can be applied to the hybrid model: This scheme can be applied to the hybrid model in many states of the country. Under this, the insurance company will bear the cost of treatment up to Rs one lakh. At the same time, the bill of treatment will trust the bill payment if more than one lakh. 23 States have agreed to implement this scheme in the country. There are many states that want to apply this scheme to the trust model instead of the insurance model here. In the hybrid model, the insurance companies and the central government have to pay a lower premium per family.
One lakh Ayushman friends will be admitted: 2 lakh jobs will be created in next 5 years. One lakh ‘Ayushman Mitra’ will be recruited. This jobs will be found in hospitals, insurance companies, call center, research center, etc. According to Dr. Indu Bhushan, CEO of Ayushman India, about one lakh jobs will also be of doctors, nurses, technicians, insurance company etc. The Ministry of Health and Skill Development has been concluded for the training of Ayushman friends.
